A compilation of my knowledge and research on personal finance. Each article takes a complicated financial topic, distills the essentials, and presents it simply. The goal of this series is to deconstruct mainstream advice to ask “what’s next?”, enabling you to reason independently about tradeoffs in your financial life rather than blindly following checklists.

Assumptions:

1. You are a middle class person who lives and works in the USA.
2. You have the basics covered. Many other resources already cover the first 80%. I want to focus on the final 20%.
3. You feel satisfied with your career and life. This series explains the pragmatics of personal finance, not how to find happiness.

Disclaimer: All articles are presented for educational purposes only and do not constitute financial advice. Opinions are my own.